Lake Mary Elder Law Attorney
When we get older, there are a wide variety of health and financial issues that arise and for which it is critical to plan ahead. Although it can be difficult to imagine needing long-term care in a nursing home or assisted-living facility, many older adults do require long-term care. Indeed, as AARP points out, more than 50 percent of Americans aged 65 and older will develop an illness or injury that requires long-term care at some point in their lives, and the average duration of a person’s need for long-term care is approximately two years. Paying for long-term care for a period of two years can be extremely expensive, and the costs can become even higher when an older adult requires long-term care for a greater period of time.
Generally speaking, women need long-term services and support at higher rates than men, according to AARP, since women tend to live longer than men and tend to experience physical disabilities at higher rates. Given the substantial need for long-term services and support among both men and women, it is critical to begin planning well ahead of time. A Lake Mary elder law attorney at our firm can help.
Types of Elder Law Cases We Handle in Lake Mary
At the Law Offices of Shea A. Fugate, P.A., we assist clients with a wide range of elder law and long-term planning needs, including:
- Medicaid planning;
- Nursing home planning;
- Long-term care insurance; and
- Denied claims for long-term disability (LTD) benefits.
Do not hesitate to get in touch with our firm to discuss your elder law planning needs and steps you can take now to ensure that you will have the support and care you need when you get older.
Lake Mary Medicaid Planning
Medicaid planning is one important element of any elder law and long-term care planning. Your Lake Mary elder law attorney can discuss Medicaid planning with you in more detail.
Nursing Home Planning in Lake Mary
While planning for nursing home care can involve Medicaid planning, you should also work with a Florida elder lawyer on other nursing home long-term care planning, including long-term care insurance.
Seeking Long-Term Disability Benefits and Appealing a Denial
One way in which older adults may be able to pay for long-term care is through employer-provided long-term disability (LTD) benefits through the federal Employee Retirement Income Security Act (ERISA). Yet applying for LTD benefits can be extremely complicated, and many claims are denied.
LTD benefits claims can be denied for a variety of reasons, from a lack of medical evidence to a medical disability that does not actually qualify as a disability according to the insurance policy. If you are denied LTD benefits, you should work with an experienced elder law planning attorney in Lake Mary to appeal your case.
Contact an Elder Law Attorney in Lake Mary
Do you have questions about elder law planning or do you need assistance seeking long-term care benefits? One of our Lake Mary elder law attorneys can assist you with your case. Contact the Law Offices of Shea A. Fugate, P.A. for more information.